Terms of Service

1. Acceptance of Terms

By accessing or using Rugira's website, software, or services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use immediately.

These terms apply to all users, including individual traders, hedge funds, institutional clients, and API users.

2. Service Description

Rugira provides AI-driven trading software and algorithms for execution across cryptocurrency and tokenized asset markets. Our service is:

• • Non-custodial: We never hold, control, or have access to your assets
• • Software-only: We provide tools, not investment advice
• • API-based: Integration with your existing exchange accounts
• • Risk-managed: Built-in controls and compliance features

3. User License & Restrictions

We grant you a limited, non-exclusive, non-transferable license to use Rugira software for:

• • Personal or institutional trading activities
• • Internal business operations and compliance
• • Integration with authorized trading venues

Prohibited uses include:

• • Reselling, sublicensing, or redistributing our software
• • Reverse engineering or creating derivative works
• • Market manipulation or illegal trading activities
• • Violating exchange terms of service or regulations
• • Circumventing risk limits or security measures

4. Risk Disclaimers

TRADING INVOLVES SUBSTANTIAL RISK OF LOSS. You acknowledge:

• • No guarantee of profit or performance
• • Past results do not predict future performance
• • Market volatility can cause significant losses
• • Software errors or outages may impact trading
• • You are solely responsible for trading decisions
• • Backtests are illustrative and may differ from live results

5. User Responsibilities

You are responsible for:

• • Securing your API keys and access credentials
• • Complying with all applicable laws and regulations
• • Monitoring your trading activity and risk exposure
• • Maintaining adequate capitalization for your strategies
• • Tax reporting and regulatory filings
• • Ensuring exchange account compliance

6. Service Availability

We strive for 99.9% uptime but cannot guarantee uninterrupted service. Planned maintenance will be announced in advance. We are not liable for losses due to service interruptions, exchange outages, or market conditions.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• • Our total liability is limited to fees paid in the preceding 12 months
• • We exclude liability for trading losses, missed opportunities, or consequential damages
• • No liability for third-party actions (exchanges, market makers, etc.)
• • Software provided "as-is" without warranties

8. Indemnification

You agree to indemnify Rugira against claims arising from your use of our service, violation of these terms, or breach of applicable laws or regulations.

9. Termination

Either party may terminate this agreement with 30 days' notice. We may suspend service immediately for security concerns, regulatory issues, or terms violations. Upon termination, all licenses cease and you must stop using our software.

10. Governing Law & Disputes

These terms are governed by Swiss law. Disputes will be resolved through binding arbitration in Zug, Switzerland, under Swiss Arbitration Centre rules. EU consumers retain statutory rights under applicable consumer protection laws.

11. Updates & Changes

We may update these terms to reflect legal changes or service improvements. Material changes will be communicated 30 days in advance. Continued use constitutes acceptance of updated terms.

Last updated: January 2025 • Version 2.0